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Destinations for Rhine River Cruises

For those interested in seeing Europe without the constant, hectic bustle of tourism, relaxing cruises on the Rhine River have proven to be a hit. In addition to a never-ending opportunity to learn to speak German, here is a list of several fun activities to partake in during a Rhine River cruise: Allstate: This town includes a medieval castle, a parish church dating to 1794, a historical museum, and numerous delicious restaurants. Glattfelden: Situated on the River Glatt just above its junction with the Rhine, this town is the hometown of Swiss writer Gottfried Keller and is frequently referred to in his novel “Der grĂ¼ne Heinrich.” Over an old stone bridge is the nearby old town of Eglisau. Rheinfelden: A little town of 7,000 inhabitants situated on the left bank of the river, Rheinfelden is home to a popular salt-water spa, ancient walls and towers, the Fricktaler Museum, and St. Martin’s Church, which dates back to the 15th century. German Beer: Germans produce the best beer in th

Family Business Succession Is Easier When Your Children Are Educated About Money

By Timothy Moseri


Successful business owners are talented in many different areas. Managing money in both your business and personal life is one of the most critical areas to master. If your company is to continue for future generations, it's important that your kids also learn to manage money intelligently. This article will educate you on some practical tips that can help you educate your children about asset planning, and how to manage their personal finances.

Provide them allowance- Convey responsibilities into your kids like taking out the trash, cleaning the house, and feeding pets. The level of responsibility, of course, should be tied to the amount of allowance, their finances, ages, and their abilities.

Grow your kid's personal assets by helping them develop savings goals- Help them categorize things they want to save for-big and small- by making a list. For instance, have them put three stars next to items they want most, two stars next to items they would like, and one star next to ones that are least important. Also, categorize the items from least to most expensive. To decide how much they think they can put away, focus on the three star items they want the most.

Put their savings in the right place- Ask them to use labeled containers to keep savings and spending money separated. To keep their goals visible, attach their savings container to a picture of "something special". If they would like to open a savings account, they could use different colored wallets for savings and keep their spending money at home.

Record your kid's progress- Honestly, most children will find saving as stimulating as watching paint dry. However, they can still attain their personal money objectives (and keep it exciting) by creating a savings chart, and coloring in sections as funds are saved. Put the charts in noticeable places so they can celebrate their achievements, and make saving money enjoyable and fulfilling.

Your children should avoid impulse purchases- impulse purchases can derail intended goals, so warn your children about the temptation to purchase "that new toy". To keep them on track:

Don't forget your savings objectives- To prevent the urge to make purchases, have your kids carry a photo of what they are saving for.

Be a bargain hunter- Use coupons and wait for items to go on sale.

Have a savings goal- Compare anything you purchase to a photo of items you are saving for.

Secure money by getting some help- As a parent, help keep your kid's money in a safe place to prevent the temptation to spend.

Think about your purchases- Their "wants" and "needs" should be prioritized; to ensure this, have your kids avoid purchasing anything for at least two weeks.

By having a good saving pattern, your children will take much pride in striving and reaching their financial goals. After they demonstrate that they can put away an agreed upon sum, you might consider matching their reserves. Your business will have a higher probability of continuing successfully if you instill strong values about handling finances to your children.




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