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Destinations for Rhine River Cruises

For those interested in seeing Europe without the constant, hectic bustle of tourism, relaxing cruises on the Rhine River have proven to be a hit. In addition to a never-ending opportunity to learn to speak German, here is a list of several fun activities to partake in during a Rhine River cruise: Allstate: This town includes a medieval castle, a parish church dating to 1794, a historical museum, and numerous delicious restaurants. Glattfelden: Situated on the River Glatt just above its junction with the Rhine, this town is the hometown of Swiss writer Gottfried Keller and is frequently referred to in his novel “Der grĂ¼ne Heinrich.” Over an old stone bridge is the nearby old town of Eglisau. Rheinfelden: A little town of 7,000 inhabitants situated on the left bank of the river, Rheinfelden is home to a popular salt-water spa, ancient walls and towers, the Fricktaler Museum, and St. Martin’s Church, which dates back to the 15th century. German Beer: Germans produce the best beer in th

Brand New Real Estate for Brisbane Property Speculators

By Colin James


(Brisbane) Latest figures for property values in Brisbane City have home owners giggling all the way to the bank, as the statistics indicate that property values are on trend to increase by 2.2 per cent every year.

Investment property guru Micki Holder claims that the projected remarkable growth in Queensland real estate values is inspiring many of us to speculate in the property market,"There is a distinct market for backers desiring to buy quality houses that may serve as investment property. First time stockholders abound, however they have done their homework and there is an probability that rental yield will be positive, if not downright competitive. Investing in house and land packages is a highly attractive option. "

Holder asserts that doubt is a major factor that holds many potential real estate investors back, in particular there is uncertainty around repairing and maintenance costs,"Buying a rental property in a serious demand area more or less guarantees low vacancy rates, however the potential for high repair costs on existing housing stock is the large unknown. "

"Making a capital gain is a driving factor for some financiers, who intend to retire off the proceeds of a rental property that they have paid down over a period of 20 years or so". Holder asserts that good rental yield and capital gains do not always co-exist, however she explains that house and land packages address many of the risk factors presented by older housing stock,"Many of our clients come to us for confirmation that purchasing an investment property in a blue chip area of the town is not a financially responsible thing to do. They are very surprised at this analysis, given the increases expected in capital gain projected over the lifetime of the investment, say 20 years. "

Capital gains tax and the cost of maintaining an older property located in a blue chip area can make severe inroads into any increase in property price. Holder asserts that having a focus on rental yield from house and land packages shifts the point of view away from capital gain.

A yearly rental yield of 6 per cent is common for the properties that Holder presents to her clients. Holder says that a 20 to 25 percent deposit will be sufficient to get a foot in the door, with many properties being paid off over the course of 20- 25 years. However , Holder asserts that with rental yields providing a competitive investment, many of her clients choose to have a low debt ratio and live off the rental proceeds,"Generating retirement income from a new home is viewed as extremely low risk by our clients," announces Holder.




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